Thomas Smith
Thomas Smith is number 238 in the 311 Private Wealth Index, with disclosed holdings in listed companies worth about $456m, mainly in Credit Acceptance Corp. That is about 2,364 times the wealth of a typical US household. Thomas Smith is a 10% owner of Credit Acceptance Corp. 311 Origin: investor. 311 Giving Score: 4 out of 5 (provisional). 311 Future Exposure: medium (38/100), driven by technology change in financial services (36/100), led by 5G, Artificial Narrow Intelligence, Biometric Sensors; 100% of disclosed wealth in one company.
Part of the 311 Private Wealth Index (311institute.com). Last updated .
Disclosed holdings
| Company | Value | Latest filing | Shares |
|---|---|---|---|
| Credit Acceptance Corp. | $456m | 14 May 2025 | 706,837 at $644.42 |
311 Future Exposure: Medium
Score 38 out of 100: technology 36/100 and trends 40/100. What drives it:
- Technology change in financial services (36/100), led by 5G, Artificial Narrow Intelligence, Biometric Sensors
- 100% of disclosed wealth in one company
Technology exposure uses the 311 Starburst: how strongly each emerging technology affects this industry, weighted by how soon it reaches widespread use. Trend exposure covers tariffs and export controls, international sanctions, concentration of wealth. Evidence on company-specific trends is being added. Explore the Starburst.
Giving
Thomas Smith is an officer or trustee of Thomas W Smith Foundation. In its latest tax filings (Form 990-PF, 2023) it reported grants of $8.6m and assets worth $28m, together 8.10% of the disclosed wealth above. 311 Giving Score: 4 out of 5 (provisional).
How this figure is calculated
Shares reported in SEC insider filings (Forms 3, 4 and 5), at the latest holding each filing reports, valued at the latest price disclosed in those filings, or at the latest closing price where no recent trade price was filed. Share classes that convert one for one into listed shares are counted at the listed price. Holdings that the filings say belong to investment funds managed by the person, and unvested performance awards, are left out; shares reported jointly by several family members are counted once; where insider filings count the same shares more than once, the figure is capped at the holding in the company's latest proxy statement. Where a holding is not covered by US insider filings, the latest annual report (Form 20-F), proxy statement or ownership filing (Schedule 13D) is used instead, as linked in the table. Private companies, cash, property and holdings listed outside the United States are not included, so this is a minimum, not total wealth. The household comparison uses $192,700, the median US household wealth in the Federal Reserve Survey of Consumer Finances (2022, the latest published).
Related
- Credit Acceptance Corp. in the 311 Titans Index
- Innovation profile of Boca Raton
- United States: economy and key statistics
- The 311 Private Wealth Index
- The 311 Titans Index
- All 311 Indexes
Questions and answers
What is Thomas Smith's net worth?
Thomas Smith has disclosed holdings in listed companies worth about $456m, according to the 311 Private Wealth Index. This is a minimum: private companies, cash and property are not included.
How much are Thomas Smith's disclosed holdings worth?
About $456m in listed companies, ranking Thomas Smith number 238 in the 311 Private Wealth Index.
Where does Thomas Smith's wealth come from?
Mainly from holdings in Credit Acceptance Corp. Thomas Smith is a 10% owner of Credit Acceptance Corp.
Sources: SEC insider filings.
© 311 Institute 2026. Facts from official filings and the sources linked on this page. The selection, classification and links are the proprietary work of the 311 Institute, protected by copyright and database rights.